22 Things You Can buy with Priority Health OTC Card - Early Finder
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22 Things You Can buy with Priority Health OTC Card

What can you buy with a Priority Health OTC card? In this article, we will show you the full list of things you can buy with Priority Health OTC card.

If you’re enrolled in a Priority Health Medicare Advantage plan (or certain other eligible Priority Health plans) that includes an Over-the-Counter (OTC) benefit, congratulations—you have access to a convenient way to purchase everyday health and wellness items without paying out of pocket. From vitamins and supplements to first-aid essentials, your Priority Health OTC card can help ensure you always have the items you need to support a healthy lifestyle.

Here you will see everything you need to know about using your Priority Health OTC card, including a comprehensive list of items you may be able to purchase. Please keep in mind that coverage and product availability can vary based on your specific plan. Always check your plan’s details or contact Priority Health for the most accurate information.

Read Also: 20 Stores that Accept Priority Health OTC card

What Is the Priority Health OTC Card?

The Priority Health OTC card is a prepaid debit card loaded with a set allowance—usually determined by your plan—that you can use to buy eligible over-the-counter products. This benefit is typically offered quarterly or monthly, and any unused funds may or may not roll over to the next period, depending on your specific plan’s rules.

Key points to remember:

  1. Allowance Frequency: You might receive a set dollar amount each quarter (or month).
  2. Where You Can Use It: Many Medicare Advantage OTC cards can be used at participating pharmacies, drugstores, and sometimes online.
  3. Eligible Products: Items usually focus on health- and wellness-related over-the-counter needs.

How to Use Your Priority Health OTC Card

  1. Check Your Balance: Before you head out shopping, verify your card balance either online through your Priority Health member portal or by calling the number on your card.
  2. Shop for Eligible Items: Make sure the products you’re buying are qualified under your specific plan’s OTC coverage.
  3. Swipe Your OTC Card at Checkout: When you’re ready to pay, simply present the card at the register—just like a regular debit or gift card.

Read Also: 5 Steps to Get Money on OTC Card

Things You Can buy with Priority Health OTC card

Every Priority Health plan may have unique guidelines, so the following list is a general overview. It’s always best to consult your plan documents to confirm which items qualify. However, these are some of the most common categories covered by OTC benefits:

Over-the-Counter Medications

1. Pain Relievers: Acetaminophen, ibuprofen, naproxen, and topical pain relief creams.

2. Allergy Medications: Antihistamines and nasal sprays.

3. Cold & Flu Treatments: Cough syrups, nasal decongestants, throat lozenges.

4. Digestive Aids: Antacids, laxatives, anti-diarrheal medications.

Vitamins & Supplements

5. Multivitamins: General wellness, age-specific (e.g., seniors), men’s/women’s formulas.

6. Minerals: Calcium, magnesium, iron, and zinc.

7. Specialty Supplements: Vitamin D, Omega-3 fish oil, B-complex, probiotics.

First-Aid Essentials

8. Bandages & Dressings: Adhesive bandages, gauze, adhesive tape.

9. Antiseptics & Ointments: Hydrogen peroxide, rubbing alcohol, antibiotic creams.

10. Hot/Cold Packs: Reusable ice packs, heating pads (if covered under your plan’s OTC benefit).

11. Gloves & Protective Gear (non-sterile): Check if your plan covers these.

Personal Care Items

12. Oral Health: Toothpaste, toothbrushes, denture care products, mouthwash (alcohol-free, if specified).

13. Incontinence Supplies: Adult briefs, pads, bed protectors.

14. Feminine Hygiene: Sanitary pads, tampons, liners.

15. Foot Care: Anti-fungal treatments, corn/callus treatments, foot powder.

Diabetes Care & Supplies (depending on plan)

16. Blood Glucose Testing Supplies: Blood glucose monitors, testing strips, lancets.

17. Glucose Tablets/Gels: For those managing blood sugar levels.

18. Alcohol Swabs: For cleaning skin prior to testing.

Miscellaneous Essentials

19. Ear Care: Ear drops, ear wax removal kits.

20. Eye Care: Artificial tears and some contact lens care solutions.

21. Sun Care: Sunscreens (SPF 15 or higher, if eligible).

22. Thermometers: Digital and non-mercury thermometers.

Don’t Miss: List of 24 Things you can get with OTC card

Items Usually Not Covered

While the OTC card covers a wide range of products, there are certain items that are typically excluded. Always verify with your plan, but here are some common non-covered items:

  • Cosmetics or beauty products (e.g., makeup, perfumes).
  • Household supplies like cleaning products, dish soap, or laundry detergent.
  • Food or beverages (including meal replacement shakes, unless medically necessary and specified by your plan).
  • Durable medical equipment (DME) like wheelchairs, walkers, or braces (these are usually billed through other benefits).
  • Homeopathic or herbal remedies that aren’t on your plan’s approved list.
  • Electronics or fitness equipment.

Tips for Maximizing Your OTC Benefit

  1. Create a Shopping List: Knowing what you need before you shop helps you stay within your budget and ensures you get the essentials.
  2. Track Your Allowance: Check your balance frequently to avoid losing any unused funds if your plan does not allow carryover.
  3. Leverage Store Discounts: Some pharmacies or drugstores run promotions on OTC items. Pairing sales with your OTC card can help you get more value.
  4. Use Online Resources: If your plan allows, you might be able to order eligible items online. This is a convenient option for those with mobility issues or who prefer to avoid in-person shopping.
  5. Stay Updated: The list of covered products can change, so keep an eye on any official plan communications or reach out to Priority Health with questions.

Frequently Asked Questions

1. Can I use my OTC card on items for family members or friends?

Generally, the OTC benefit is intended for the plan member only. If you share the household with other beneficiaries of the same plan, they might have their own benefit. Check your plan rules to be sure.

2. Do unused funds roll over to the next quarter?

Some Priority Health plans do allow rollover of unused funds, but others do not. Check your plan’s Evidence of Coverage or ask a plan representative.

3. Can I buy prescription medications with the OTC card?

No. Prescription medications typically go through your plan’s prescription drug coverage. The OTC card only covers eligible non-prescription items.

4. What if I don’t have my card at the time of purchase?

The cashier generally needs your actual OTC card to process payment. Some retailers may allow you to enter the card number manually, but it’s best to have the physical card (or a digital version if allowed by your plan) on hand to avoid any confusion.

Read Also: 5 Steps to Get Money on OTC Card

Conclusion

Your Priority Health OTC card can be a game-changer for covering the costs of everyday health items—especially if you keep track of eligible products and plan your purchases wisely. From basic first-aid supplies to vitamins and personal care products, the card offers flexibility and convenience, making it easier for you to stay on top of your health without extra out-of-pocket spending.

Pro Tip: Always consult your specific plan’s OTC catalog or call Priority Health customer service if you’re unsure about an item’s eligibility. By staying informed, you’ll maximize your benefits and enjoy peace of mind knowing you have support for many of your day-to-day healthcare needs.

Disclaimer: This article is for general informational purposes and may not reflect the exact details of your Priority Health plan. Plan benefits and product eligibility can change, so always verify with your plan materials or contact Priority Health directly for the most accurate and up-to-date information.

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