15 Best OTC Food Cards Eligible Items and Where to Use

Best OTC Food Card – In this article, we will show you the 15 best OTC food cards available, highlighting their benefits and features to help you choose the right one for your needs.

OTC network OTC card eligible food items – If you’ve been hearing about OTC (over-the-counter) food cards and wondering how they can simplify your grocery shopping or make it more affordable, you’re in the right place.

OTC food card is a part of certain health benefit programs, often provided through Medicare Advantage plans or employer-sponsored health plans. They allow you to purchase eligible food and OTC products conveniently, often with a monthly or quarterly allowance.

What Is an OTC Food Card?

An OTC food card is a preloaded card provided to eligible individuals for purchasing specific items like groceries, healthcare products, and over-the-counter medications. These cards are typically issued as part of healthcare benefits programs, helping you save money while ensuring you have access to essential items.

Why Consider OTC Food Cards?

Convenience: Shop for groceries and healthcare products without spending out-of-pocket.
Accessibility: Available at major retailers, online stores, and even local pharmacies.
Health Focus: Encourages healthy eating and self-care.

15 Best OTC Food Cards in 2025

What eligible items can I buy food with OTC card? See the list below;

1. Humana Healthy Foods Card

Highlights: Offers a monthly allowance to spend on approved food items at major grocery chains.
Eligible Purchases: Fruits, vegetables, dairy, meat, and more.
Where to Use: Walmart, Kroger, and participating retailers.

2. UnitedHealthcare OTC + Healthy Food Benefit

Highlights: Combines OTC and healthy food benefits into one card.
Eligible Purchases: Fresh produce, canned goods, and OTC medications.
Where to Use: CVS, Walgreens, and approved grocery stores.

3. Aetna Healthy Benefits Food Card

Highlights: Monthly balance for groceries and OTC products.
Eligible Purchases: Nutritional staples and household health items.
Where to Use: Participating retailers nationwide.

4. Cigna Healthy Foods Card

Highlights: Geared towards Medicare Advantage plan members.
Eligible Purchases: Whole grains, fresh produce, lean protein, and more.
Where to Use: Local grocery stores and select chains.

5. WellCare Flex Card

Highlights: Offers both OTC and grocery allowances.
Eligible Purchases: Bread, milk, hygiene products, and more.
Where to Use: Pharmacies and grocery retailers.

6. Blue Cross Blue Shield (BCBS) OTC Card

Highlights: Easy-to-use card with a quarterly allowance.
Eligible Purchases: OTC medications, health supplies, and food items.
Where to Use: Retail giants like Target and Walmart.

7. Anthem OTC & Grocery Card

Highlights: Provides extra support for healthy living.
Eligible Purchases: Nutritional products and essential groceries.
Where to Use: Major supermarket chains.

8. Molina Healthcare MyChoice Card

Highlights: User-friendly card for food and healthcare purchases.
Eligible Purchases: Whole foods, dairy, and OTC health aids.
Where to Use: Grocery stores and pharmacies.

9. Amerigroup Healthy Food Card

Highlights: Specifically designed for healthy food shopping.
Eligible Purchases: Fresh produce, protein, grains, and healthy snacks.
Where to Use: Large grocery chains.

10. CarePlus Healthy Foods Card

Highlights: Budget-friendly solution for grocery shopping.
Eligible Purchases: Dairy, lean meat, fresh produce, and more.
Where to Use: Local grocers and supermarkets.

11. Centene WellCare Healthy Foods Card

Highlights: Supports nutritious eating habits.
Eligible Purchases: Fruits, vegetables, pantry staples.
Where to Use: Grocery stores and pharmacies.

12. SilverScript OTC Card

Highlights: Convenient for both OTC and grocery shopping.
Eligible Purchases: Medical supplies and healthy foods.
Where to Use: Participating retailers.

13. Bright Health Healthy Living Card

Highlights: Encourages wellness through easy grocery access.
Eligible Purchases: Balanced food choices and OTC products.
Where to Use: Supermarkets and select online stores.

14. Devoted Health Flex Card

Highlights: Offers flexibility with OTC and healthy food benefits.
Eligible Purchases: Meat, vegetables, household health needs.
Where to Use: Participating grocery and drug stores.

15. Freedom Health Grocery & OTC Card

Highlights: Combines convenience with affordability.
Eligible Purchases: Fresh food and OTC essentials.
Where to Use: Local and major grocery retailers.

How to Choose the Best OTC Food Card?

Check Eligibility: Many cards are tied to specific health plans or benefits programs.
Evaluate Retail Options: Look for cards usable at stores near you or your favorite online retailers.
Review Allowances: Some cards provide monthly balances, while others are quarterly.
Understand Restrictions: Ensure your purchases align with the approved list of items.

Tips for Maximizing OTC Food Card Benefits

Plan Ahead: Make a shopping list of eligible items to avoid overspending.
Combine with Coupons: Stack your card benefits with in-store promotions for additional savings.
Track Balance: Keep an eye on your card’s balance to avoid surprises at checkout.

Final Thoughts

OTC food cards are a game-changer for those looking to save money on groceries and healthcare essentials. Whether you’re a senior benefiting from Medicare Advantage or an employee with access to a wellness program, these cards make healthy living more affordable and convenient.

Choosing the right OTC food card can significantly enhance your grocery shopping experience. Evaluate the options above to find a card that aligns with your needs, and start enjoying the perks today!