What can i buy with my Fidelis OTC card  – In this article, we will show you the full list of things you can buy with Fidelis OTC card.

If you’re enrolled in a qualifying Fidelis Care plan, you might already know about the Over-the-Counter (OTC) card benefit. But what exactly can you buy with this handy card? See the list of all the essentials you can purchase using your Fidelis OTC card, so you never miss out on valuable savings. Let’s dive in!

What Is the Fidelis OTC Card?

The Fidelis OTC card is a benefit that allows members of certain Fidelis Care Medicare Advantage or other qualifying plans to purchase specific over-the-counter health and wellness products. Every plan differs, so the exact details (like monthly or quarterly allowance) will depend on your specific coverage. However, the general categories remain pretty similar across most OTC benefits.

Read more on: 4 Steps to Get OTC Card; Right Now!

Why Use Your Fidelis OTC Card?

1. Cost Savings: OTC cards help you save on everyday health and wellness items.
2. Convenience: You can pick up products at participating retailers or through mail-order services, depending on plan specifics.
3. Better Health Management: By removing the cost barrier for everyday items—like vitamins, bandages, or even dental care supplies—you can take better care of yourself without breaking the bank.

Where Can You Use the Fidelis OTC Card?

While details vary, you can typically use your OTC card at:

• Major pharmacy chains (e.g., CVS, Walgreens, Rite Aid)
• Supermarkets or big-box retailers with a pharmacy section (e.g., Walmart)
• Mail-order catalogs (check your plan’s specific mail-order options)
• Online portals or phone orders if your plan has that feature

Be sure to check your plan materials or call the customer service number on the back of your card to confirm which retailers accept your specific Fidelis OTC card.

Comprehensive List of Things You Can Buy with Fidelis OTC Card

Below is a broad list of items typically covered by an OTC benefit. Keep in mind that your plan might have certain product exclusions or variations, so always refer to your plan’s official OTC catalog or member materials for the most accurate information.

Cold and Allergy Relief

1. Cough Drops and Lozenges: Soothe that scratchy throat without a prescription.

2. Cough Syrup and Decongestants: Over-the-counter relief for stuffy noses and congestion.

3. Allergy Medicines: Alleviate sneezing, itching, or other seasonal allergy symptoms.

Pain Management

4. Pain Relievers: Acetaminophen (Tylenol), ibuprofen (Advil), and naproxen (Aleve).

5. Topical Treatments: Muscle rubs, hot/cold therapy packs, and lidocaine patches.

6. Arthritis Pain Relief: Creams, patches, and specialized heat wraps.

Digestive Health

7. Antacids: Relief for heartburn and acid reflux (e.g., Tums, Rolaids).

8. Laxatives: Stool softeners and gentle laxatives for occasional constipation.

9. Anti-Diarrheal Medicines: Over-the-counter relief for diarrhea (e.g., Imodium).

10. Probiotics: May be covered if listed in your plan’s OTC catalog.

First-Aid Supplies

11. Bandages and Gauze: Various sizes and types for cuts and scrapes.

12. Antiseptics: Hydrogen peroxide, rubbing alcohol, or antibacterial ointments.

13. First-Aid Kits: Some plans offer pre-packaged kits that come in handy for emergencies.

14. Medical Tapes and Wraps: Support sprains and secure bandages.

Vitamins and Supplements

15. Multivitamins: General health support for men, women, or children.

16. Specialty Vitamins: Vitamin C, Vitamin D, B-complex, and more.

17. Minerals: Calcium, iron, magnesium, zinc, and other essential minerals.

18. Herbal Supplements: May be included, but check your plan’s catalog for specifics.

Personal Care and Hygiene

19. Oral Care: Toothpaste, toothbrushes, dental floss, and mouthwash.

20. Eye Care: Contact lens solutions, saline washes, and basic eye drops for dryness.

21. Hair Care: Certain plans may include medicated shampoos and scalp treatments.

22. Skincare Products: Medicated lotions for conditions like eczema or psoriasis.

Incontinence Supplies

23. Adult Briefs and Protective Underwear: A range of sizes may be covered.

24. Underpads/Chux: Disposable pads to protect bedding and furniture.

25. Wipes and Cleansers: Gentle cleansing solutions for skin care.

Mobility and Support Items

26. Support Braces: Knee, ankle, wrist, or elbow supports.

27. Canes and Walkers Accessories: Replacement tips and grips might be covered.

28. Compression Socks/Stockings: Often covered if they’re considered medically necessary by your plan.

Home Diagnostic Products

29. Blood Pressure Monitors: Some plans offer coverage for certain at-home monitors.

30. Diabetic Supplies: Lancets, test strips, and glucometers (though sometimes separate pharmacy benefits apply).

31. Thermometers: Digital or traditional thermometers for checking body temperature.

Miscellaneous Items

32. Ear Care: Ear drops for wax removal, earplugs for swimmers, etc.

33. Motion Sickness Aids: Patches or tablets for nausea relief during travel.

34. Nutritional Shakes or Meal Replacements: Some plans allow specific brands for dietary supplementation.

What’s Typically Not Covered?

While the OTC card is quite versatile, it usually won’t cover:

• Cosmetics or luxury items (e.g., perfume, makeup)
• Food or beverages (unless your plan has a Healthy Foods Card or a nutrition benefit separate from OTC)
• Exercise equipment (like dumbbells or treadmills)
• Household items (such as cleaning supplies, kitchenware)
• Electronics (like digital devices not related to health monitoring)

Always double-check your plan documents for any specific rules or restrictions.

Read Also: 15 Stores that Accept CareSource OTC Card

Pro Tips for Maximizing Your Fidelis OTC Card

1. Check Your Balance Regularly: Know your monthly or quarterly allowance so you don’t leave any benefits unused.
2. Keep an Eye on Expiration Dates: Most allowances reset periodically. Use the full amount before it resets.
3. Use Preferred Retailers: Some stores have dedicated sections or signage to help you find OTC-eligible items easily.
4. Shop Smart: Prioritize staple items—like pain relievers, allergy meds, or first-aid essentials—to always stay stocked up.

Frequently Asked Questions

1. Can I order items online with my Fidelis OTC card?

Yes, many plans allow online or mail-order purchasing. Check with Fidelis Care customer service or your plan materials for specific instructions, such as dedicated websites or toll-free numbers.

2. Do my unused funds roll over each period?

Typically, unused benefits do not roll over. Make sure to use your allowance before the end of each benefit period (monthly or quarterly, depending on your plan).

3. Can I buy OTC items for family members?

Officially, these benefits are meant for the plan member. However, if you share your household supplies, items like bandages or toothpaste can still benefit everyone under your roof. Just remember the card is tied to your personal plan benefit.

4. What if an item is denied at checkout?

It’s possible the product isn’t covered or it’s misclassified in the system. Contact customer service for assistance or consult your plan’s OTC product list to confirm eligibility.

Read Also: 4 Ways to Confirm OTC Card Reload Schedules

Final Thoughts

Your Fidelis OTC card is a great resource to help you stay healthy and manage everyday medical or wellness needs without extra out-of-pocket costs. From cold and allergy medications to first-aid and hygiene essentials, there’s a wide range of eligible products waiting for you. Always keep your plan’s OTC catalog or customer service number handy, so you never have to guess what’s covered.

By understanding and utilizing all the benefits available to you, you’ll be well on your way to taking charge of your health and enjoying the perks of your Fidelis Care plan. If you have any doubts or want the most updated information, don’t hesitate to reach out to Fidelis Care directly. Happy shopping—and here’s to better health!

Disclaimer: Coverage details can vary between individual plans, and eligibility for specific items can change. Always check your official plan documents or contact Fidelis Care’s customer service for the most accurate and up-to-date information about your OTC benefits.