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8 Things You Can Buy with UnitedHealthcare OTC Card

What Can I Buy with my United Healthcare OTC Card? – In this article, we will explore what you can buy with your UnitedHealthcare OTC card and how to make the most of this valuable benefit.

UnitedHealthcare is one of the leading health insurance providers in the United States, offering a variety of plans and benefits to its members. One such benefit is the Over-the-Counter (OTC) card, which can be used to purchase approved health and wellness items at participating retailers.Early Finder

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Understanding Your UnitedHealthcare OTC Card

The UnitedHealthcare OTC card is a prepaid debit card loaded with a specific dollar amount, which can be used to purchase eligible over-the-counter items. The card is usually offered as part of Medicare Advantage, Dual Special Needs Plans (DSNPs), and some employer-sponsored plans. The number of funds on the card and the list of eligible items may vary depending on your specific plan. It’s important to consult your plan’s Summary of Benefits or contact UnitedHealthcare customer service to verify the details of your OTC card.

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Eligible Items for Purchase using UnitedHealthcare OTC Card?

With your UnitedHealthcare OTC card, you can purchase a wide range of health and wellness items, including:

1. Over-the-Counter Medications: Pain relievers, cold and allergy medications, antacids, laxatives, and more.

8 Things You Can Buy with UnitedHealthcare OTC Card

2. First Aid Supplies: Bandages, gauze, adhesive tape, antiseptic wipes, and hydrogen peroxide.

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3. Home Health Care Items: Blood pressure monitors, glucose meters, thermometers, and support braces.

4. Dental Care Products: Toothpaste, toothbrushes, dental floss, and mouthwash.

5. Eye Care Products: Contact lens solution, eye drops, and eyeglass repair kits.

6. Vitamins and Supplements: Multivitamins, calcium, vitamin D, and other nutritional supplements.8 Things You Can Buy with UnitedHealthcare OTC Card 

8 Things You Can Buy with UnitedHealthcare OTC Card
Source: ABC News

7. Incontinence Supplies: Adult diapers, underpads, and protective underwear.

8. Personal Care Items: Shampoo, conditioner, soap, and body lotion.

8 Things You Can Buy with UnitedHealthcare OTC Card
Source: West Suburban Community Pantry


Note that you cannot use your OTC card to purchase prescription medications, food, or beverages. Some items, such as sunscreen and diabetic supplies, may require a doctor’s prescription to be eligible for purchase with the OTC card.

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Participating Retailers

You can use your UnitedHealthcare OTC card at a variety of participating retailers, including:

a. Major Chain Pharmacies: CVS, Walgreens, Rite Aid, and others.

b. Supermarkets: Walmart, Target, and select grocery stores with a pharmacy department.

c. Online Retailers: Some plans may allow you to use your OTC card for online purchases through specific retailers, such as the FirstLine Medical online store.

Always check with the retailer to ensure they accept the UnitedHealthcare OTC card before making a purchase.

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Tips for Maximizing Your OTC Card Benefits

To make the most of your UnitedHealthcare OTC card, keep these tips in mind:

a. Regularly Review Your Account: Track your available balance and monitor your card transactions to ensure you’re using your funds wisely.

b. Plan Your Purchases: Make a list of necessary items and prioritize them to avoid running out of funds.

c. Compare Prices: Shop around to find the best deals on eligible items to stretch your OTC card funds even further.

d. Take Advantage of Sales and Promotions: Look for discounts, coupons, and promotions on eligible items to maximize your savings.

e. Keep Track of Expiration Dates: Unused funds on your OTC card

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