10 Stores that Accept Anthem OTC Card

Where can I use my Anthem OTC card? In this article, we will show you the list of both in-store and online stores that accept Anthem OTC card, so you can spend less time searching and more time enjoying the benefits of your plan.

Are you searching for Anthem OTC participating stores? If yes, you are at the right place. If you have an Anthem OTC (Over-the-Counter) card as part of your Medicare Advantage or other qualifying plan, you’ve probably heard that you can use it to buy everyday health items—both in-store and online.

What Is the Anthem OTC Card?

Before we explore where you can use the Anthem OTC card, let’s talk about what it is and why it’s so handy. The Anthem OTC card is a benefit provided through certain Medicare Advantage and other Anthem-sponsored health plans. It allows eligible members to purchase items like:

Cold and flu medication
Vitamins and supplements
First-aid supplies
Personal care items
Digestive health products
And much more

Instead of paying out of pocket, members can use their OTC card for approved products at participating retailers. It’s a convenient way to keep everyday health essentials stocked at home—without breaking the bank.

But you might want to ask, what stores take anthem benefits prepaid card? What stores accept Anthem otc card?

Let’s see them below;

In-Store Retailers That Accept Anthem OTC Card

Here’s a friendly rundown of popular brick-and-mortar stores where you can typically use your Anthem OTC card. Keep in mind that availability may vary by location, and it’s always a good idea to confirm with your local store before heading out.

1. Walmart

One of the most well-known retailers in the country, Walmart stocks a wide range of OTC-approved items. From vitamins to bandages, you can find everything in one place.

2. CVS Pharmacy

CVS is a go-to for prescription needs, but they also carry plenty of over-the-counter health products. Just make sure your local CVS accepts the Anthem OTC card before you shop.

3. Walgreens

Known for its pharmacy services, Walgreens offers an extensive selection of OTC medications, health aids, and personal care products.

4. Rite Aid

Rite Aid’s pharmacy and wellness section is stocked with items eligible under many OTC plans, including the Anthem OTC card.

5. Kroger and Affiliates

Kroger and its family of stores—like Fred Meyer and Smith’s—often accept the Anthem OTC card. It’s a convenient option if you’re already shopping for groceries.

6. Dollar General

Dollar General might surprise you with its variety of affordable personal care and health products. Check your plan’s details to confirm they accept the Anthem OTC card in your area.

7. Family Dollar

Similar to Dollar General, Family Dollar can be a budget-friendly option for basic health and wellness essentials. Always verify participation at your local store.

Pro Tip: Plan ahead by making a list of eligible items you need and calling the store to confirm they accept Anthem OTC for a seamless shopping experience.

Online Stores that Accept Anthem OTC Card

Don’t feel like going to the store? No worries. Depending on your plan, Anthem OTC cardholders may also be able to order items online. Here are a few ways to shop from the comfort of home:

8. Anthem’s Official OTC Catalog/Website

Many Anthem plans have an official OTC catalog or partner website where you can browse eligible products and place orders directly. The products are often shipped straight to your door.

9. Walmart.com

While Walmart in-store is already an option, some plans also allow online purchases through Walmart.com. Just make sure to enter your card information at checkout or follow your plan’s specific instructions for online redemption.

10. Mail-Order Programs

Some Anthem OTC benefits include a mail-order service managed by a dedicated supplier. You’ll select your items from an approved list, mail in the order form (or place an order by phone or online), and receive your products via standard delivery.

Note: Availability of online ordering depends on your specific Anthem plan. If you’re not sure how to access your benefits online, check your plan’s website or call the customer service number on the back of your OTC card.

Tips for Smooth Shopping with Your Anthem OTC Card

Know Your Balance
- Before you load up your cart, check your current OTC card balance. Your plan may have monthly, quarterly, or annual benefit limits.
Bring Your Card and ID
- If you’re heading to a store, carry your Anthem OTC card and a valid ID. This ensures a quicker, hassle-free checkout.
Shop Eligible Items Only
- Your Anthem OTC card will only cover certain approved over-the-counter products. Make sure to consult your plan’s approved product list to avoid unexpected charges at checkout.
Look Out for Special Deals
- Many participating retailers run promotions on health and wellness products. Combining your OTC card coverage with a sale can help stretch your benefit even further.
Keep an Eye on Expiration
- Some OTC benefits expire at the end of a benefit period (e.g., monthly or quarterly). Be sure to use your balance before it resets.

Frequently Asked Questions!

1. Can I Use My Anthem OTC Card at Walgreens?

Yes, many Walgreens locations accept Anthem OTC cards. Because Walgreens is known for its extensive pharmacy and over-the-counter section, it’s often a go-to spot for health and wellness essentials. However, not every Walgreens store may be set up to process OTC card transactions. To avoid surprises, you can:

Call Ahead: Contact your local Walgreens pharmacy and ask if they accept Anthem OTC.
Check Your Plan’s Details: Confirm that your Anthem plan lists Walgreens as a participating retailer.
Bring Your ID: Make sure to have both your OTC card and a valid photo ID handy when you check out.

2. Can I Use My Anthem OTC Card at CVS?

CVS is another major pharmacy chain that frequently accepts Anthem OTC cards. Whether you’re looking for cold and flu medications, first-aid supplies, or vitamins, CVS typically carries a wide range of eligible products. To make the process smooth:

Verify Acceptance: Not all CVS locations may participate in your specific Anthem plan’s OTC program, so a quick call beforehand is wise.
Review Eligible Items: Double-check your plan’s approved product list to ensure what you’re buying qualifies.
Carry Your OTC Card: Present your OTC card at checkout, and be prepared to show a valid ID if needed.

3. Can I Use My Anthem OTC Card at Kroger?

Kroger, along with its affiliated grocery stores (such as Fred Meyer, Ralphs, and Smith’s), often accepts Anthem OTC cards for approved items. This can be especially convenient if you’re already there shopping for groceries. Here’s how to make it easy:

Confirm Store Participation: Since not all Kroger-owned stores may accept OTC cards, check online or call your local store.
Look for the Pharmacy/Wellness Section: Head to the health and wellness aisle for over-the-counter products like pain relievers, digestive aids, and supplements.
Have Your Card Handy: At checkout, present your Anthem OTC card along with any ID the cashier might request to validate your purchase.

4. Is the Anthem OTC card accepted at all locations of these retailers?
Not necessarily. Acceptance can vary by location. It’s a good idea to confirm with your local store in advance.

5. Can I use my OTC card on prescription medication?
Typically, OTC cards can only be used for non-prescription products listed in your plan’s catalog. Prescription medications usually won’t be covered.

6. Can I pay the difference if I go over my OTC card balance?
Yes, you can typically pay any remaining amount using another form of payment. But always check with your retailer first to ensure they can process the payment split.

7. Do unused funds roll over to the next month or quarter?
This depends on your plan’s rules. Some plans allow rollover of unused funds, while others reset the balance. Check your plan documents or call the member services line for clarity.

8. Can a family member use my OTC card on my behalf?
Usually, the card is intended for the plan member’s use. However, if a caregiver or family member is assisting you, you can ask your plan if they can shop on your behalf.

Final Thoughts

Using your Anthem OTC card is a simple way to stay on top of your health without spending extra money out of pocket. From major pharmacy chains like CVS, Walgreens, and Rite Aid, to budget-friendly favorites like Dollar General and Family Dollar, there are plenty of in-store options. Online resources—like Anthem’s official OTC website, Walmart.com, or mail-order catalogs—make it even easier to browse and purchase approved items from home.

Before you shop, always double-check your plan’s guidelines, confirm store participation, and keep track of your benefit balance. By staying informed, you’ll make the most of this valuable health perk and keep your medicine cabinet well-stocked all year round.

Disclaimer: Information in this article is intended for general guidance. Store acceptance may vary by location, and specific plan details can differ. Always check your plan documents or speak with your plan administrator for the most accurate and up-to-date information.