NC Medicaid OTC coverage – In this article, we will show you the list of in-stores and online stores that accept NC Medicaid OTC card.
These are the NC Medicaid OTC card eligible stores where you can shop for approved health and wellness items. If you’re new to North Carolina’s Medicaid Over-the-Counter (OTC) benefit or simply looking for more places to use your OTC card, you’ve come to the right place!
What is the NC Medicaid OTC Card?
The NC Medicaid OTC Card is a preloaded benefit card offered by certain Medicaid health plans in North Carolina. It allows eligible members to purchase a variety of non-prescription, health-related items—think vitamins, pain relievers, first-aid supplies, and more—without having to pay out of pocket.
Important Note: Not all Medicaid plans offer the same OTC benefits. Always verify your specific plan details and coverage to confirm which items and retailers are included.
Read Also: 35 Things You Can Buy with Medline OTC Card
How Does the NC Medicaid OTC Card Work?
- Activation: Before using your OTC card, make sure to activate it according to the instructions provided by your health plan.
- Balance Check: Keep track of your balance. Most plans offer a phone number or online portal where you can check how much money is remaining on the card.
- Approved Purchases: You can use the card for eligible items only—this typically includes OTC medications, health supplements, and certain personal care items.
- Swipe & Go: Once you’re at a participating retailer, simply swipe your OTC card at the register (or use the relevant payment option online), just like you would a debit or credit card.
Stores that Accept NC Medicaid OTC Card
Below is a list of popular retailers where North Carolina Medicaid OTC cards are commonly accepted. Keep in mind that acceptance may vary by location and specific plan, so always confirm with your local store or plan provider.
1. CVS Pharmacy
Why Shop Here: Large pharmacy chain with a wide range of OTC medications, personal care items, and seasonal goods.
Pro Tip: Check their weekly deals to stretch your OTC card funds further.
2. Walgreens
Why Shop Here: Renowned for its pharmacy services, Walgreens also carries a substantial selection of health and wellness products.
Online Option: You can often use your OTC benefits online—log in with your member credentials if your plan supports online purchases.
Read Also: 15 Stores that Accept Medline OTC Card
3. Walmart
Why Shop Here: Known for budget-friendly prices and an expansive selection of OTC medicines, vitamins, and personal care items.
Online Option: Some NC Medicaid plans allow you to use your OTC card at Walmart.com. Always check your plan’s guidelines for online usage.
4. Rite Aid
Why Shop Here: Offers an extensive array of first-aid supplies, cough and cold remedies, and other essential health products.
Convenience: Many Rite Aid locations also have drive-thru pharmacy services.
5. Kroger
Why Shop Here: Popular grocery chain with a pharmacy department stocked with OTC essentials.
Fuel Points: If you’re already a Kroger shopper, using your rewards card can help you save on gas while you stock up on OTC items.
6. Food Lion
Why Shop Here: A go-to grocery store across North Carolina with a solid pharmacy section for everyday health items.
Budget-Friendly: Often runs promotions and store-brand alternatives that are wallet-friendly.
Read Also: 15 Stores That Accept IEHP OTC Card
7. Publix
Why Shop Here: While not as widespread in NC as in other states, Publix locations that do operate here provide a clean, organized pharmacy section.
Extra Perks: Enjoy their “Buy One Get One” deals on select OTC items when available.
8. Harris Teeter
Why Shop Here: A staple in many NC neighborhoods, Harris Teeter’s pharmacy shelves are usually well-stocked with OTC items.
Vic Card Benefits: If you’re part of their loyalty program, you may find extra discounts.
9. Target (Pharmacy Section)
Why Shop Here: Target offers a curated selection of health, wellness, and personal care items.
Online Option: Some plans allow OTC card usage on Target.com, but this varies widely.
10. Dollar General
Why Shop Here: Great spot for budget-friendly OTC basics, from pain relievers to bandages.
Convenience: Locations are scattered throughout rural and suburban NC.
11. Family Dollar
Why Shop Here: Like Dollar General, Family Dollar offers affordable prices for over-the-counter essentials.
Quick Pickups: Ideal for a speedy trip if one is near your home.
12. Sam’s Club (Pharmacy Section)
Why Shop Here: Bulk sizes and club prices for vitamins, supplements, and other OTC items can help you stretch your budget.
Membership: Keep in mind you need a Sam’s Club membership to shop in-store.
Read Also: 38 Things You Can Buy with IEHP OTC card
13. Costco (Pharmacy Section)
Why Shop Here: Known for discounted bulk items, Costco’s pharmacy area provides a wide range of OTC products.
Membership: Like Sam’s Club, Costco requires an active membership.
14. Lowe’s Foods
Why Shop Here: North Carolina-based grocery chain with a smaller pharmacy section but often convenient for a quick visit.
Local Deals: Keep an eye on weekly circulars for discounts on healthcare items.
15. Amazon (via Certain Health Plans)
Why Shop Here: While not universally accessible with every NC Medicaid OTC card, some plans allow card usage on Amazon for qualifying health items.
Check Your Plan: You typically have to link your OTC benefit account to your Amazon profile if the plan supports it.
16. OTC Health Solutions / Over-the-Counter Catalogs
Why Shop Here: Some Medicaid plans partner with companies like OTC Health Solutions or provide their own catalogs where you can order items by phone or online.
Convenience: Orders ship directly to your home, which is helpful if you have mobility or transportation challenges.
Read Also: 7 Steps to Use OTC Card at CVS online
Helpful Tips for Making the Most of Your NC Medicaid OTC Card
- Plan Your Shopping List: Before heading to the store or shopping online, list out the health and wellness items you need. This way, you’ll avoid impulse buys and stay within your OTC benefit limit.
- Check Store Brand Alternatives: Many retailers offer their own branded items at a lower cost. These often have the same active ingredients as name brands, helping you stretch your card balance.
- Stay Informed on Sales: Combining your OTC card with in-store promotions, coupons, or loyalty programs can maximize your savings.
- Keep an Eye on Expiration Dates: Unused OTC funds often don’t roll over indefinitely—check your plan’s rules on fund expiration.
Frequently Asked Questions
Q: Do all of these stores accept every NC Medicaid OTC Card?
A: Acceptance can vary based on your specific Medicaid health plan. Always confirm with your plan’s member services or directly at the store.
Q: Can I buy groceries or household supplies with my OTC card?
A: Typically, these cards are for health-related products—like vitamins, first-aid, and OTC medicines. Groceries and non-medical items are usually not covered.
Q: What if my OTC card is declined?
A: If you believe the item should be covered, speak with the store’s pharmacist or call the member services number on the back of your card to clarify.
Read Also: 15 Stores that Accept Healthy Blue OTC Card
Conclusion
Navigating the world of Medicaid benefits can feel overwhelming at first, but it doesn’t have to be! Knowing where you can use your NC Medicaid OTC Card is the first step toward making the most of your plan. Whether you prefer big-box retailers like Walmart, pharmacies like CVS and Walgreens, or online platforms like Amazon (through certain plans), there’s a convenient option out there for you.
Remember: Always double-check with your specific Medicaid health plan to confirm your coverage and the retailers in your network. By keeping track of your balance, sticking to approved products, and shopping at trusted retailers, you’ll stretch your OTC benefits and stay on top of your health needs—all without putting a dent in your wallet.
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