6 Steps to Transfer Apple Pay to Bank - Early Finder
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6 Steps to Transfer Apple Pay to Bank

How to Transfer Apple Pay to Bank: Apple Pay has become a popular payment method for many, making it easy to pay for goods and services with just a tap on your iPhone or Apple Watch. However, sometimes you may need to transfer funds from Apple Pay to your bank account, whether to access the funds directly or to manage your finances better. In this article, we’ll walk you through the step-by-step process of transferring your Apple Pay balance to your bank account.early finder

Read Also: 7 Methods to Transfer Apple Cash to Bank

Before you begin, make sure you have the following:

  1. An eligible iPhone, iPad, or Apple Watch with the latest version of iOS or watchOS.
  2. An Apple ID with a valid payment method.
  3. A bank account linked to your Apple Pay Cash or Apple Wallet.

Step 1: Open the Wallet App

  1. On your iPhone or iPad, locate and tap the Wallet app icon.
  2. If you’re using an Apple Watch, press the side button, then tap on the Wallet app.

Step 2: Access Apple Pay Cash

  1. Find and tap on your Apple Pay Cash card in the Wallet app.
  2. If you don’t have an Apple Pay Cash card set up yet, follow the on-screen instructions to set it up and add funds.Transfer Apple Pay to Bank

Step 3: Transfer Funds to Your Bank Account

  1. Once you’ve opened your Apple Pay Cash card, tap on the “three dots” icon in the top-right corner of the screen.
  2. On the following screen, tap “Transfer to Bank.”
  3. Enter the amount you want to transfer. Ensure the amount entered does not exceed your Apple Pay Cash balance.
  4. Tap “Next” to continue.

Step 4: Confirm Bank Account Information

  1. Verify that the bank account displayed is the correct account where you want to receive the funds. If not, tap “Add Bank Account” and follow the prompts to add a new account.
  2. After confirming your bank account, tap “Next.”

Step 5: Confirm the Transfer

  1. Review the transfer details, including the amount and the destination bank account.
  2. If everything looks correct, tap “Transfer” to initiate the transfer process.

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Step 6: Wait for the Transfer to Complete

  1. The transfer time may vary depending on your bank’s processing times, but it typically takes one to three business days for the funds to appear in your bank account.
  2. You can check the status of your transfer by tapping on the Apple Pay Cash card in the Wallet app and reviewing the transaction history.

How do I link my Apple Pay to my bank account?

Apple Pay is a convenient and secure way to pay using your devices. To use Apple Pay, you need to link it to your bank account.

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Step 1: Check if your bank supports Apple Pay

The first step is to check if your bank supports Apple Pay. Apple Pay is supported by most major banks and credit unions in the United States, but it’s always a good idea to check with your bank to make sure. You can check if your bank supports Apple Pay on the Apple website.

Step 2: Add your card to Apple Pay

Once you’ve confirmed that your bank supports Apple Pay, you can add your card to the Wallet app on your iPhone or iPad. Here’s how to do it:

  1. Open the Wallet app on your iPhone or iPad.
  2. Tap the + button in the upper-right corner of the screen.
  3. Follow the on-screen instructions to add your card to Apple Pay.

You may be asked to verify your card by calling your bank or by receiving a verification code via text or email.

Step 3: Verify your card

After you’ve added your card to Apple Pay, you’ll need to verify it with your bank. Your bank may ask you to call a phone number or go to their website to complete the verification process. Once you’ve verified your card, you can start using Apple Pay.

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Step 4: Use Apple Pay

To use Apple Pay, you must ensure it’s set up on your iPhone or iPad. Here’s how to do it:

  1. Open the Settings app on your iPhone or iPad.
  2. Tap Wallet & Apple Pay.
  3. Tap Add Credit or Debit Card.
  4. Follow the on-screen instructions to add your card to Apple Pay.

Once you’ve set up Apple Pay, you can use it to make payments in stores, online, and in apps that support Apple Pay. Simply hold your iPhone or iPad near the contactless reader or follow the prompts in the app or website.


Transferring money from your Apple Pay balance to your bank account is a simple and secure process that allows you to manage your funds more efficiently. By following these steps, you can easily move funds between Apple Pay and your bank account, ensuring you can access your money whenever needed.

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